If you are new to crypto in the UK, it helps to know how the rules shape what you can expect. This is general information, not advice — always rely on current FCA and GOV.UK guidance.
Crypto is largely unregulated in the UK, and most crypto is not protected by the FSCS or the Financial Ombudsman Service. Firms carrying out certain cryptoasset activities must register with the FCA under anti-money-laundering rules, and there are rules on how crypto can be promoted to UK consumers. Registration is not the same as being “authorised” or endorsed, and it does not protect your money.
For new investors this means: check a firm on the FCA tools, expect risk warnings, and never assume protection. See our UK crypto safety guide.
Crypto is high risk and largely unregulated in the UK. You could lose all the money you invest, and most crypto is not protected by the FSCS or the Financial Ombudsman Service. This is educational information only, not financial advice. Only invest what you can afford to lose.